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Rajesh is a seasoned retail banking executive with an in-depth understanding of Sales and Distribution, Digital banking, Consumer Credit and Operations, offshore and onshore Investments, and Branch banking, with special expertise in Credit cards, Personal loans, and other Banking products. He has a strong P&L focus, having done large P&L roles in the last 15 years.

Before joining Intellect, Rajesh was Chief Executive Officer, American Express, India, and was responsible for International Consumer & Small Business Services, as well as for providing leadership to the AEBC Country Executive Team. He was influential in turning around the Amex India Cards business and putting it on its growth path.

Rajesh has also worked with Citibank for 19 years across multiple geographies in various consumer banking roles, managing large-scale Businesses and teams across the globe.

His strength lies in his ability to have a strategic thinking outlook, with deep customer insight combined with domain experience of ramping up start-up businesses in the financial sector. He is well networked in the BFSI space across India, Asia, Middle East, and Europe.

Signature trait: Perfection

Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership

Borna has 25+ years of domain experience in the Banking and Technology domains. A financial technology evangelist with an entrepreneurial and agile mindset, Borna has managed and developed businesses across 25 European markets and has led some of the largest digital banking transformation programs in the region.

He brings expertise in Business Development, Product Management, Corporate Innovation, Marketing, and Alliances.

Before joining Intellect, Borna has held multiple functional roles across Banks and FIs, including Head of Benelux-France-DACH-CEE, Global head of e-services and Innovation, Strategic Innovations lead, Head of Sales and Marketing.

Signature trait: Business Acumen & Relationship Management

Alma mater: Stanford University (USA), IMD (Switzerland), University of Kansas (US), CIMBA (Italy).

Borna has held multiple functional roles across Banks and FIs, including Head of Benelux-France-DACH-CEE, Global head of e-services and Innovation, Strategic Innovations lead, Head of Sales and Marketing

Harpreet is a seasoned professional with more than 2 decades of experience in Consumer Banking, with expertise in Consumer, SME, and Corporate Lending, and in Retail Payment Products. He has held leadership roles across diverse functions like Business Development, Corporate Strategy, Sales & Distribution, Product and Portfolio Management, and Risk Management.

Before joining Intellect, he has worked in Asia and the Middle East with Citibank and Mashreq Bank. He has been instrumental in launching several successful products in Intellect, Mashreq, and Citibank.

Harpreet is passionate about designing advanced credit solutions with a strong bias towards efficient execution.

Signature trait: Business Acumen

Alma mater: XLRI Jamshedpur (India), Punjab Engineering College (India)

Harpreet is passionate about designing advanced credit solutions with a strong bias towards efficient execution

Vijay has led an accomplished career spanning over 35 years in Business Development and Strategic Client Management, across the European market. He has also managed Regional Business Operations of key clients in Financial Services and Banking.

His expertise lies in the areas of Business Transformation, Program Governance, and Engagement Management, with diverse experience covering Retail, Corporate, Investment Banking, and Asset Management Domains. Vijay has also been involved in entrepreneurial initiatives, start-up advisory services, and strategic acquisitions in Europe.

Signature trait: Business Acumen & Relationships

Alma mater: University of Madras

Vijay's expertise lies in the areas of Business Transformation, Program Governance and Engagement Management, with diverse experience covering Retail, Corporate and Investment Banking & Asset Management Domains.

Padmini Sharathkumar (Paddy) comes with a combination of Marketing and Banking domain expertise. In her current role as Marketing Head of Intellect Global Consumer Banking, she specialises in crafting disruptive and unique marketing strategies to propel the digital proposition of Intellect products. Her skills lie in picking up unique client insights to successfully connect Technology to Business.

Before joining Intellect, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman's Award.

She is a high-energy leader and is seen as a role model for women, both inside and outside the organization.

Signature trait: Designing experiences

Alma mater: BITS, Pilani (India)

Padmini is a high-energy leader and is seen as a role model for women, both inside and outside the organization.

Viral, with 24 years of association with the software industry, is an expert on Product vision, Design, and Engineering. As part of Intellect's Consumer Banking unit, he heads the engineering function for the Cloud-native Digital Lending product platform comprising packaged business capabilities in the area of Loan Origination, Loan Life cycle management, and Debt Management.

He loves architecting high-performance solutions with the right use of design patterns, technologies, frameworks, and components suited to stated business needs. He has pioneered an exhaustive Product Architecture Maturity Model to focus on holistic aspects related to product design. With a passion for microservices architecture with containerized deployments and DevOps leveraging various cloud technologies, Viral plays the role of an evangelist for the adoption of cloud-native architecture within the organisation.

In his earlier roles, he has played the role of program manager for deliveries to multiple Tier-1 customers. He has also successfully driven multiple cross-functional digital transformation programs.

Signature trait: Product Vision

Alma mater: V.J.T.I Mumbai

Viral loves architecting high-performance solutions with the right use of design patterns, technologies, frameworks, and components suited to stated business needs.

Akash comes with an extensive retail banking experience of more than three decades in the financial industry. He heads the Service Delivery and Engineering function for Intellect Consumer Banking globally. His extensive experience in Retail Banking drives a deep appreciation of the application of technology towards business objectives across retail, commercial & wealth operations. He is focused on creating value for customers through sharp execution capabilities.

Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America, and ITC Classic Finance. As part of these leadership roles, he has led large-scale operations and strategic transformations, one of the major ones being a transformation of RBS captive operations in India. He was also part of the leadership team that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.

Signature trait: Perfection

Alma mater: ICWAI (India)

Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance.

Vivek heads the product management practice for Intellect's Lending product suite. He has over two decades of rich and diverse experience with consumer banking products and has been a key contributor to large transformation initiatives for Commercial Banks, Development Institutions, and Finance companies across Japan, Vietnam, India, Taiwan, Philippines, UAE, and Qatar.

Playing a variety of roles across functions related to Business Analysis, Service Delivery, Product Management, and Pre-Sales, Vivek brings deep insights into current and evolving market needs in the Credit space, the latest trends shaping digital technology, and specializes in connecting the dots between business and technology.

Signature trait: Collaboration

Alma Mater: IIM, Calcutta

Playing a variety of roles in Business Analysis, Service Delivery, Product Management, and Pre-Sales, Vivek brings deep insights into current and evolving market needs

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